放牛班的春天
Northeast China looks to Aug. 7 for heat relief as autumn begins_我的网站

一 | 讯 据国家金融监督管理总局消息,为贯彻落实党中央国务院决策部署,有效防范系统性风险,完善审慎监管制度体系,提升保险业资产负债管理水平,金融监管总局近日发布《保险公司资产负债管理办法》(以下简称《办法》)以及《关于实施〈保险公司资产负债管理办法〉有关事项的通知》。

二 | (ECNS) -- A social media hashtag saying “It feels like all of northeast China is waiting for Aug. 7” trended Thursday, as residents looked forward to a sharp cooldown on Friday, which marks Start of Autumn (li qiu), one of China’s 24 traditional solar terms. The anticipation followed days of unusually intense heat and humidity across northeast China, conditions rarely seen in the region at this time of year. In Liaoning Province, four locations recorded highs of 41.4 degrees Celsius on Wednesday, while the province’s 15 highest readings all exceeded 40 degrees Celsius. On Thursday afternoon, parts of Liaoning were among the hottest areas in China, second only to Xinjiang. The heat has also come with exceptionally high humidity, reaching above 70% and even 90% in some places. Residents shared photos of water droplets forming on walls, damp floors and fogged-up mirrors, with some joking that northeast China was experiencing the kind of muggy weather more commonly associated with southern China. Sun Qianqian, a meteorological analyst with Weather China, said the phenomenon is not technically the same as the humid-weather pattern often seen in southern China. The dampness was mainly caused by excessive moisture in the air and high dew points, after warm, moisture-laden air had been transported northward since late July. From Friday, cooler air is expected to push south. Highs in Liaoning are forecast to fall to around 30 degrees Celsius, while parts of Heilongjiang and Jilin could cool to about 25 degrees Celsius. Nighttime temperatures will also drop sharply, with Harbin expected to see lows of around 12 degrees Celsius on Friday and Saturday. The cooling is expected to spread further south from Saturday, gradually easing the heat from the Beijing-Tianjin-Hebei region to areas south of the Yangtze River. (By Intern Yang Hongran, Zhang Dongfang)
。 《办法》共6章46条,包括总则、治理结构、政策和程序、监管指标和监测指标、监督管理以及附则。 一是明确资产负债管理目标和管理原则。保险公司应当承担资产负债管理主体责任,坚持全面覆盖、合理匹配、稳健审慎、统筹协调的原则,切实防范资产负债错配风险。 二是规范资产负债管理治理结构。明确保险公司建立由董事会负最终责任、高级管理层直接领导、资产负债管理牵头部门统筹协调、职能部门相互协作、内部审计部门检查监督的组织体系。 三是明确资产负债管理政策和程序。要求保险公司制定资产负债管理方案,在业务规划和产品开发、产品定价管理、保险业务管理、资产配置政策、重大投资、委托投资等环节加强资产负债联动,开展压力测试和回溯分析,定期编制报告,并对资产负债管理方案作出及时调整。 四是设立监管指标和监测指标。结合新会计准则和偿付能力规则调整,设立资产负债监管指标,明确指标阈值;新增部分监测指标,设置差异化预警区间,增强指标敏感性。

三 | 五是加强监督管理。明确保险公司信息报告、第三方审核和能力评估要求,监管可视情形采取监管措施或依法实施行政处罚。版权申明:凡注有“”或电头为“”的稿件,均为独家版权所有,未经许可不得转载或镜像;授权转载必须注明来源为“”,并保留“”的电头。 。
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